Savings that work harder for communities.
80%
remain unbanked or underserved
500 M+
people use savings circles across Africa
64%
smartphone penetration, the market is ready
+32%
African fintech growth per year
History
KIN'TU digitises the ROSCA model, also known globally as savings circles. This is a tradition deeply rooted in African culture where resources are pooled to support one another. We give this practice a secure digital home.
500 M+
500M+ people across Africa use collective savings systems. Yet today, these savings sit idle: they generate no yield, offer no protection, and leave millions excluded from formal financial services.
"1 is better than 0"
KIN'TU transforms informal savings into structured capital. By combining secure group savings, instant peer-to-peer transfers, and investment via regulated financial partners, we turn community trust into real financial growth. "1 is better than 0" , savings no longer sit idle, they generate returns.